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The Financial Planning Center

Comprehensive Financial Planning

 

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Comparison Table with Links

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  Preferred Scenario S.T. C.S. Fidelity TD. W. Banks M.F.F.

Additional Costs for Buying/Selling Mutual Funds

$ 0

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Usually 

Usually not-if within the same fund family

Personal Account Representative

Yes

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Seldom

No

Comprehensive Planning (Proactive)

Yes

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 Seldom

No

  Management Fee

$ 0

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  Possibly

NA

Possible Charges for Other Mutual Fund Services

$ 0

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  Most Likely

NA

Multiple Mutual Fund Families Offered (Mutual Fund Supermarket)

Yes

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Usually

No

Proprietary Funds Offered

No

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Possibly

Yes

Load & No Load Funds Available

Yes

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Possibly

Either/or

Minimum Account Value Required

No

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Not Usually

Yes

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Additional Costs for Smaller Accounts

$ 0

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  Depends on Bank

Not Usually

No Fee Dollar Cost Averaging

Yes

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  Not Usually

If Available

No Fee Option for Automatic Debit from Checking or Savings Accounts

Yes

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Not Usually

If Available

Service-Direct Phone Line to Live Person (Someone’s Desk)

Yes

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Not Likely

No

Hours of Operation (Office hours): Extended (Ext) or Normal (Norm)

Ext

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 Norm

Norm

Years in Business (Approximately)

Longer

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  Varies

Varies

Annual Account Fees Non-IRAs

$ 0

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  Usually None

Usually None

Annual Account Fees IRAs

$ 0

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  Varies

Varies

 

 

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